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Been There Financial Planning is an independent, fee-only financial planner based in Ottawa, Ontario. Been There is operated by William Rychliwsky, who is an accredited financial advisor. William has “been there and done that”, from a personal finance perspective. He paid off his mortgage in less than 19 years, survived a lay off notice and several market downturns, paid for his children’s education by using an RESP, maxed out his RRSP, and bought back pensionable service. He is on target to achieve financial independence, and will semi-retire at age 54. He has served the public while working for over 31 years in government, including working in economic development, finance, and planning, and he also is a financial planner.
William holds the Qualified Associate Financial Planner designation. He also is a Certified Health Insurance Specialist, and has three university degrees including a degree in economics, and a Master’s degree from Queen’s University. He has provided advice to clients about withdrawing savings in retirement, pension buy-backs, inheritance, and managing financial risks.